Public APIs for web services, social networks, and mobile services. XML, JSON, plain text, YAML, HTML and othersįinancial services, enterprise-level apps, payment gateways, high-security apps, and telecommunication services Requires more power, resources, and bandwidth WS-Security with SSL support Provides inbuilt ACID compliance Stateless in nature, no server-side sessions Stateless by default, but a SOAP API can be made stateful Standard protocol with predefined rules to followĪrchitectural style with loose recommendations and guidelines Let us discuss the comparison between SOAP vs REST: Basis of Comparison Designing SOAP applications involves less coding in the application layer for transactions, trust, security, and other elements. However, SOAP is the service to use for any web service that requires support for complex operations and context and content maintenance. Designing SOAP applications is generally more complex than designing RESTful ones.For use cases that require greater reliability in terms of transactions, SOAP is the protocol to use. Due to its heavy nature, SOAP is slower than middleware like ICE or COBRA. The standard HTTP-based protocol makes it easier for SOAP-based web services to operate across firewalls and other proxies without needing modifications to the protocol itself.As there is no formal documentation available, both parties-the services and the consumer-need to understand the context and content. However, REST services lack a built-in messaging system, so if communication fails, the client has to retry and deal with it. SOAP services offer built-in retry logic, which is missing in REST services.It supports identity verification by using intermediaries, unlike just having a point-to-point. For enterprise-level security, SOAP is the preferred option, as it supports WS-Security and ensures data privacy and integrity won’t be compromised.SOAP is not efficient in handling support for browser clients, while REST offers better support for browser clients. REST web services support multiple file formats, providing more flexibility and comparatively faster parsing, while SOAP only supports XML. The REST allows different messaging formats like JSON, HTML, XML, and plain text files, while SOAP only allows XML. REST web services resolved this issue by being more lightweight and flexible, with loose guidelines that allow developers to create and implement recommendations as they see fit. However, its higher complexity requires more bandwidth and resources, ultimately leading to slower web page rendering. SOAP’s official protocol status means it has stringent rules and advanced security features, such as ACID compliance and authorization.In contrast, REST-based web services are not a protocol per se but an architectural style that lays down certain guidelines, such as the use of HTTP status codes and stateless existence. The W3C develops and maintains official specifications for SOAP. SOAP is a standard protocol that sends messages using other protocols like SMTP and HTTP.
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This once again calls back to the gameplay loop found in Majora's Mask, and can be a fun throwback for players familiar with Nintendo's landmark action adventure game. More notable however, is that each of the main troubled souls in the game that Kena must help are all represented by a mask, each of which becomes an obtainable item after freeing them. Many of the principal characters carry masks as tools to interact with the magic in the world around them. Main antagonist Skull Kid wanted to hide from the rest of the world, so he found solace behind the game's namesake, Majora's Mask.Īlthough masks aren't as heavily emphasized in Kena: Bridge of Spirits, they do still play an important role in the overall storyline. This plays with the very concept of a mask in general, in that it is an object designed to hide something else. Each one of these masks is representative of a character, idea, or significant moment in the game. As Link explores the world and assists its inhabitants, he is often rewarded with a mask that provides him with new abilities. In Majora's Mask, these themes of holding onto or being controlled by negative moments are often symbolized by masks. While the circumstances vary between these characters, the common element is that they all feel a sense of loss or emptiness, something which Link must help heal. As Link traverses Termina, he meets many people, all experiencing their own hardships. To return to Majora's Mask, the classic N64 adventure explores many of the same ideas. The spirits of these deceased individuals are still wandering the world, some even being twisted into freakish monsters, and its up to Kena to lay them to rest. The aforementioned village was met with a great disaster, one which sadly killed many of its inhabitants. More specific plot details will be left out to avoid spoilers, however the game as a whole can be summarized as a tale about grief and healing. Kena is known as a "spirit guide" and armed with a magical staff and the help of small creatures called The Rot, she embarks on this supernatural quest, facing off against demonic enemies along the way. Much of the adventure in Kena: Bridge of Spirits tasks the player with exploring a tucked away mystical village, helping lost souls move from this life to the next. RELATED: What to Expect From Indie Games in 2022 Grief and Healing This is not to suggest that Ember Lab ripped off Nintendo's work, but rather paid a touching tribute to it and proved that imitation is often the most sincere form of flattery. However, the connection stems even further than this, as Majora's Mask may have had a strong influence on the narrative and thematic depth based upon how Kena: Bridge of Spirits ultimately plays out. Considering that Ember Lab made a CGI short based on Majora's Mask just a few years earlier, it's easy to see why that game may have had an influence on the studio. Needless to say, it has been a smashing success for Ember Lab.įrom the moment it was first announced, many players pointed out the tonal and visual similarities between Kena: Bridge of Spirits and Nintendo's own fantasy inspired series, The Legend of Zelda. The game went on to earn several Game of the Year nominations, as well as winning the top prize of being dubbed "Best Indie Game". Released in late 2021 to critical acclaim, the indie title had all the flair, polish and ambition of a big budget triple A studio game, making it a standout experience in an already crowded market. Despite being its first ever video game production, Ember Lab wowed the masses with its breakout hit Kena: Bridge of Spirits. But nonetheless, that was the beginning, and eventually, it came to high school, and then I got into elocution, and elocution led to the end of high school, and then the National Theatre School of Canada, where I would impersonate everybody. Then, of course, grade two was a disaster because I would interrupt every class with. By the end of the summer, I could do horses and cows and dogs, cats, lamb, sheep, pigs, chickens, anything, I could do it at the end of the year. And when I worked on the farm – my aunt had a farm up in Upstate New York – I could do all the animals. I mean, I really did, I flunked first grade, I did! Yeah, I did. When I was a kid, I could do sounds, and then eventually, I could do my teachers, and I used to get in a lot of trouble. I want to start by going back in time when did you first get involved in doing voices for TV, or how did you first get involved with television?ĬULLEN: With television, you have to go back further. Before we go any further, I said it before, but I'll say it again, a huge thank you to IMAX for being such an awesome partner, and to Paramount for letting us screen the movie. At the screening, we found out that - and many other voices and sounds - come so naturally to Cullen. When hearing the Transformer’s booming, “Autobots, roll out,” alongside co-stars Liza Koshy, Pete Davidson, Ron Perlman, and Michelle Yeoh, it’s easy to imagine it’s edited to sound so majestic. In Rise of the Beasts, Cullen reprises arguably the most notable voice of them all as Optimus Prime, often the golden voice of reason among his fellow Autobots. The Emmy nominee has lent his talent to numerous iconic characters, including the loveably melancholic Eeyore in The New Adventures of Winnie the Pooh as well as conceiving and performing the unmistakable clicks of the franchise apex, Predator. Whether Transformers or pop culture, in general, brought you here, if you’re reading this, you’ve heard Cullen’s voice. Following the movie, Editor-in-chief Steve Weintraub sat down with the voice of Optimus Prime, Peter Cullen. Partnering with Paramount Pictures, we invited readers to check out director Steven Caple Jr.’s entry to the live-action Autobot universe that Michael Bay’s Transformers kicked off in 2007, but this screening had a very special, very esteemed guest. Before Transformers: Rise of the Beasts opened in theaters, Collider and IMAX offered fans in Los Angeles the opportunity to see the film early. Louis and Grace investigate a homicide that at first glance seems to be the work of the same gang. Sammo and Terrell try to track down Winship's niece who is involved with a robbery gang of delinquents. Arsenio Hall makes his first appearance as Lt.They team up with Terrell Parker, the rapper's uncle and an LAPD press lieutenant, and uncover a bootlegging operation involving the rapper's ex-manager. Sammo and the others investigate when an up-and-coming rapper ( Ginuwine) is shot by an assassin. Shannon Lee, daughter of Martial Arts film star Bruce Lee, plays a role in this episode as Sammo's goddaughter Vanessa.Sammo tries to open an account at the local bank. Sammo and his partners try to locate a missing ex-cop-turned-armored truck guard held captive by a white supremacist group armed with major weapons.Ī DA is murdered in a string of burglaries that seem to be tied to a corrupt lawyer.Ī restaurant owner who is a friend of Sammo's is attacked for refusing to sell to a big businessman. Teleplay by : Josh Appelbaum & André Nemec & Carlton Cuse This is Tammy Lauren's final appearance as Det.The unit investigates a group of vigilante cops taking the law into their own hands. Sammo and his partners track a counterfeiting ring. Sammo and the unit investigate when competitors in an internet based fighting competition start dying in the ring. Sammo discovers diamond smuggling done by the Chinese kingpin he came to the US to help capture.Ĭarlton Cuse & Alfred Gough & Miles Millar Sammo is sent to the United States as part of a cop exchange program, when he tries to find one of his Chinese colleagues who has disappeared while infiltrating an international ring of car thieves. Quote from: burakkucat on May 22, 2015, 12:18:11 AM -A quick check of what is available on-line turned up this site. I read (on Wikipedia, I think) that there were problems with it, and not everyone thought it sounded very good.Ī quick check of what is available on-line turned up this site. Though I notice the BBC have been blogging about it in the last few years, but I don't know what came of it. Looking on the BBC Genome project and searching for Binaural shows that it was only done occasionally, and mostly in the late 1970's and into the 1980's, with only a few occurances after that. So here are a collection of presents for you in a quick summary of highlights in binaural sound and object-based audio. DEADHOUSE is a trilogy of immersive audio horror shorts, all for a single. I enjoy a good atmospheric radio play, the BBC Radio 4 series of Sherlock Holmes from the 1990's is particularly good for example, and I was idly wondering about it. The BBC and DARKFIELD present an unnerving trilogy of immersive binaural experiences. It just suddenly popped into my mind, and I have distant fond memories of it being quite good. Quote from: burakkucat on May 21, 2015, 03:41:25 PM -I have a vague recollection. Is a re-implementation of the technique going to be the next Sheddy-Project, by any chance? ) Binaural beats (BB) consist of two slightly distinct auditory frequencies (one in each ear), which are differentiated with clinical electroencephalographic (EEG) bandwidths, namely, delta, theta, alpha, beta, or gamma. Wikipedia lists a number of problems with the system, but my few experiences of it was that it was very good. There was a voice shouting out to my right, well outside of my headphones, that made me leap out of my chair. To some extent, you already have access to binaural audio. I can remember trying out a new, cheap, stereo radio with headphones on Christmas Day in the 1980's, and happened to tune into a binaural play. Binaural audio: What is it How can you get it By Adam Smith published Having a perfectly immersive sound is the audiophile's dream, but can binaural audio do that And how is it different from surround sound We have the answers. In the 1970's and into the 1980's, BBC Radio had a number of programmes (usually plays) recorded in binaural, and the Radio Times would note that you must listen on stereo headphones for the effect to work. The sound is positionally reproduced without electronic processing (eg "virtual surround" systems) Sounds no longer pan left to right within your head (as with usual headphone listening) but are well outside the headphones, and can appear to be in front of, or behind you. Working with sound designer Caleb Knightley in our lab we have remixed the 21st October 1914 episode using binaural effects to achieve an enhanced immersive listening experience. The natural curves of the ear and face are reproduced in the dummy, and the result is that the recording, when played back on headphones, can give a convinscing "surround" effect, reproducing the natural direction of the recorded sounds. As these things are wont to do, Binaural radio popped up in my mind, and I wondered if anyone else remembers it?īinaural is a technique of recording a stereo signal with two microphones inside the ears of a dummy human head. The RC drag racing class has gained fans for two reasons. RC drag cars race down a 132-foot long strip, which is a 1/10 scale version of full scale drag racing’s quarter mile long track. That’s due in part to how easy it is to get started with ready-to-run RC drag cars like the 1/10 scale Losi® Ford F100 22S No Prep Drag Truck 1/10 scale Losi® Ford F100 22S No Prep Drag Truck. RC drag racing is also becoming a favorite form of on-road competition. It’s done mostly for thrills and is a skill that takes some time to master. Drifting contests consist of drivers battling to earn style points from spectators and judges. In full-scale racing as well as in RC car and truck racing, drifting is a turning maneuver in which you purposely oversteer to make your car’s tires lose their grip on the surface. RC drift cars like the 1/10 scale Redcat Racing Thunder Drift are rapidly growing in popularity. RC touring car and RC rally car racing both have strong appeal for drivers who enjoy detailed scale looks as well as high speed. Electric rally cars are essentially touring cars with different wheels and tires, plus a rally-inspired body. Electric touring cars are the definitive fast RC cars, hitting speeds of more than 50 MPH as they tear around the track. Several classes of competition are available for 1/10 scale on road RC race cars. They’re especially popular with RC enthusiasts who put speed and realism above all else. Many RC racing classes exist specifically for on road radio control cars and trucks. The main difference is that on road RC cars and trucks are made to race down smooth asphalt roads and similar tracks. On road RC race cars are just as popular for racing as off-road vehicles, however. Toughness is a must for anyone who simply wants to “bash” their RC vehicle, as most modelers do whether they’re beginners or have hobby experience. That’s not surprising, given that off road RC car and truck manufacturers prioritize durability. Browsing through the complete Horizon Hobby® online catalog of RC vehicles, you might think that the largest number of remote control cars are made for off road use on grass, dirt, rocks, sand, and other rough terrain.
Once you calculate M (monthly mortgage payment), you can add in the monthly property tax and homeowners insurance payment. If you have a 30-year mortgage, multiply 30 by 12 to get 360 months. To find "n," the number of months required to repay the loan, multiply the number of years by 12. If your interest rate is 4.25%, divide 0.0425 by 12 to find your monthly rate: 0.00354166%. The lender provides the yearly interest rate, so divide that rate by 12 for this equation. This is different than the interest rate you see on your mortgage documents. Prefer to do it by hand? You can calculate your monthly mortgage payment (excluding property taxes and insurance) using the following equation: You may see this full mortgage payment amount referred to as "PITI." How to calculate a mortgage payment If you made a small down payment or you have an FHA mortgage, a small portion of your monthly payment will also go toward a mortgage insurance premium, which protects the lender. Insurance: As with property taxes, your homeowners insurance premium will also be included in your monthly payment and set aside in an escrow account.When the taxes come due, the lender will pay them on your behalf using the money in the escrow account. Taxes: Mortgage lenders typically include your property taxes in your monthly mortgage payment and hold this part of your payment in an escrow account.Interest: This is what the bank charges you to borrow money.You'll pay a portion of this each month, reducing your principal balance over time. For example, if you want to buy a $400,000 home and have $50,000 for a down payment, you'll need to borrow $350,000. Principal: This is the amount you borrow to buy your home.This mortgage calculator shows you how much you'll pay toward your principal and interest each month, but your actual mortgage payment will likely include a couple other charges. You'll also get some tips on exactly how you can save on interest. With these inputs, you can use the calculator to help determine how much of a house you can afford and what your monthly payments and overall expenses will be.Ĭlick on "more details" to see how much you might pay in interest over the life of your loan, and how different rates and term lengths can impact that amount. The higher the interest rate, the more your monthly payments will be, and vice versa. Interest rate: Your mortgage's interest rate is the amount your mortgage lender charges you for borrowing the money to purchase your home. The calculator uses a 30-year term as the default. Shorter-term loans come with higher monthly payments and lower overall interest costs. Longer-term loans have lower monthly payments, but you'll pay more total interest. Length of the loan: The amount of time it takes to pay off your mortgage, known as the loan term, will have a big impact on cost and affordability. The calculator's default is 20%, which is the amount you'll need to put down if you want to avoid paying for private mortgage insurance. They can be as low as 3%, depending on the loan type and your credit score. It will likely be more than your total loan amount, which will exclude the money you pay upfront toward the purchase.ĭown payment: Most mortgages require buyers to make a down payment. The purchase price of the home: This is the amount you agree to pay the seller. To estimate your mortgage payment with our calculator, here's what you'll need to provide: Paying an additional $500 each month would reduce the loan length by 146 months.Lowering the interest rate by 1% would save you $51,562.03.Paying a 25% higher down payment would save you $8,916.08 on interest charges. And, as you can see, data discovery and classification are the essential first steps that enterprise organizations can take to monitor sensitive data and minimize risks for the future. If your team can do these three things, you’re on the right path to safeguarding sensitive data. To do this and be proactive with trends in how sensitive data is being used against consumers, you need to be able to monitor your organization’s entire data landscape in real-time. Data moves quickly, so your team should also have the ability to observe and assess risks just as fast.
Recently we’ve discovered that some people aren’t keen on ‘y/yoga’, so we’ve added this nice y/yawn mnemonic to the set. Our original ‘e/egg’, ‘o/orange’ and ‘u/undies’ mnemonics were OK for Australian English, but ‘e/echo’, ‘o/octopus and ‘u/up’ were needed for speakers of US English. Over time, we’ve created alternate versions of some mnemonics, thanks to feedback from purchasers, and in an effort to cater to a surprisingly large audience. Click here to download a zipped folder of the whole set. This should make it easy to organise them into any phonics teaching sequence, and print customised materials for any group of beginning readers. We’re therefore making high-resolution versions of the picture files (.png files, for both PC and Apple) available for people to download and use in creating resources for their own students/caseloads/children. We aren’t designers, and already have full-time jobs. If you know of an interested publisher, we’d love to hear from them! Even designing and producing all the downloadable resources people have suggested would be a full-time job for quite a while. Sadly, we don’t have capacity to print, store and mail out lots of hard copy resources containing our mnemonics. The Science of Reading community is a creative one. They’ll even make an appearance on The US Reading League’s Reading Buddies TV show at some stage. Since devising the Spelfabet Embedded Picture Mnemonics, illustrator Cat Macinnes and I have received many requests for products containing them: bookmarks, placemats, friezes, flip charts, cards and posters of different sizes, slideshows, you name it. Example bookmarks for Sounds-Write beginners, whipped in a word processor table in about 30 mins. Through the WiB product, female entrepreneurs surveyed are accessing credit that is helping them grow their revenues (86%) and increase their client base (23%). This showed that Unibank clients chose the WiB loan because they believe Unibank has the best commercial offering. The evaluation also included a survey on the impact of the loans on the female entrepreneurs for Unibank and SEF. FMO also provided technical assistance to SEF with developing its Larger Loan Program, and by giving it access to FMO’s network SEF was able to find an external consultant to develop its Female Leadership program. Similarly, FMO contributed to SEF’s WMSME-focused products, and its willingness to provide good lending conditions and flexibility. Moreover, FMO’s commitment to a long-term investment, especially in earmarking it for the WiB product, was a key factor in being additional. With Unibank, FMO played a key role in developing its Women in Business (WiB) loan product, making FMO the exclusive contributing factor to Unibank’s WMSME-focused products and services. FMO also played a key role in financing a technical assistance program to create partnerships with Filipino MFIs and identify new financial products such as savings and remittances at a reduced cost for Al Majmoua’s clients who are Filipino migrant workers (about 2,500 Filipina migrant workers). In the case of Al Majmoua’s work in Lebanon, FMO made a major contribution to its WMSME services and products, particularly as it offered an extended loan maturity period of five years. The evaluation of the impact of FMO’s investments on female entrepreneurs through these three organizations revealed additionality in all cases, albeit in different ways. Of the three organizations evaluated, Al Majmoua’s female entrepreneurs in Lebanon faced more challenging situations during the pandemic than their peers in South Africa or Armenia, due to other confounding effects (a political, economic and financial crisis at the end of 2019 and an explosion in the port of Beirut in 2020). It has exposed the existing inequalities, largely because women tend to work in the hardest hit sectors (e.g., hospitality and food services), have limited social protection, and are the primary family care givers. The study clearly indicated that the COVID-19 crisis has affected female entrepreneurs. The disproportional impact of COVID-19 on female entrepreneurs Unlike SEF and Al Majmoua, Unibank doesn’t have a structured approach to non-financial assistance but rather provides individual financial advice through its loan officers. Unibank developed a women-in-business loan product to cater to this segment. This can greatly improve inclusion as also mentioned in the Non-financial services report by FMO and IFC. SEF and Al Majmoua take a holistic approach by combining financial services with non-financial assistance. Overall, the external evaluators concluded that Unibank, Al Majmoua and SEF all contributed to increasing female entrepreneurs’ access to finance. Diverse approaches to achieving financial inclusion Furthermore, the study assessed how the COVID-19 pandemic impacted these organizations and their WMSME clients. The study provides insights into the development, adaptation and innovation of products and services by the three organizations in reaching WMSMEs, and the extent to which FMO’s funding is additional in terms of providing female entrepreneurs with access to finance. As they received funding through the MASSIF fund as well as from FMO-A, we analyzed the investments to provide insights for our customers and to inform our financial inclusion approach for the public funds under FMO’s management, as well as for FMO’s own balance sheet activities. Al Majmoua and SEF are microfinance institutions and Unibank is a midsized universal bank. The evaluation, which used a qualitative and quantitative mixed-method approach, looked at Al Majmoua (Lebanon), Unibank (Armenia) and The Small Enterprise Foundation (SEF, South Africa). Analysis of loan impact on reaching female entrepreneurs To get insight in our efforts, we commissioned an external study of three investments that focused on improving access to finance for women-led Micro, Small and Medium-sized Enterprises (WMSMEs). FMO is proactive in identifying ways to contribute to the full inclusion of women in economic life, and thereby contributing to SDG 10 and SDG 5. |